Affordable DBT in Delaware County, PA
Sliding Scale & Reduced Fees
At The DBT Center of Pennsylvania, I am committed to making high-quality DBT therapy more accessible. I offer some sliding-scale and reduced-fee therapy options for individuals who cannot afford the full self-pay rate due to financial hardship.
Reduced fees are determined on a case-by-case basis and take into account income, expenses, and financial circumstances. If you are searching for affordable DBT therapy, low-cost mental health services, or DBT treatment with sliding-scale fees in Pennsylvania, Virginia, Delaware, or Idaho, I encourage you to reach out to inquire about current availability.
If cost is a barrier to care, please don’t hesitate to contact me. Together, we can explore reduced-fee options, payment flexibility, or referrals to appropriate community mental health resources. Everyone deserves access to effective, evidence-based therapy—regardless of financial situation.
Why don’t you accept insurance?
Having experience in insurance-based facilities, I have witnessed firsthand the difficulties providers face when navigating managed care. Therapists that accept insurance often have to spend more time connecting with insurance providers to submit documentation and receive payment for services than providing quality care to you. My goal is to avoid this and allow me to concentrate on what I do best—providing adherent DBT.
Additionally, insurance companies often specify the nature and direction of care, rather than allowing the treatment provider to guide the process. They also determine reimbursement rates that I feel do not accurately reflect my specialization or value. In my field, it is common for therapists, counselors, and social workers to be underpaid and overworked. I have invested significant time and financial resources into my education and training. Becoming a Linehan Board Certified Therapist requires me to attend specialized trainings, consultation meetings, and preparation for an exam and application process. I also have to maintain several licenses I hold to provide treatment to individuals in several states.
I recognize that my fees may not be accessible to everyone, and that many prospective clients may only have access to services that are in-network with their insurance provider. To increase accessibility, I offer some sliding scale fees so please inquire and provide you with a monthly superbill which you may submit to your insurance company for potential reimbursement. I’m also happy to provide referrals to other organizations that accept insurance.
The No Surprises Act & Good Faith Estimates:
You have the right to receive a “Good Faith Estimate” explaining how much your medical care will cost
Under the law, health care providers need to give patients who don’t have insurance or who are not using insurance an estimate of the bill for medical items and services.
• You have the right to receive a Good Faith Estimate for the total
expected cost of any non-emergency items or services. This includes
related costs like medical tests, prescription drugs, equipment, and
hospital fees.
• Make sure your health care provider gives you a Good Faith Estimate
in writing at least 1 business day before your medical service or item.
You can also ask your health care provider, and any other provider you
choose, for a Good Faith Estimate before you schedule an item or
service.
• If you receive a bill that is at least $400 more than your Good Faith
Estimate, you can dispute the bill.
• Make sure to save a copy or picture of your Good Faith Estimate.
For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises.
How to Submit a Superbill for Therapy Insurance Reimbursement
Although our practice does not bill insurance directly, many clients choose to seek out-of-network reimbursement through their insurance provider using a superbill. A superbill is a detailed receipt that includes the information your insurance company needs to determine whether they will reimburse you for therapy services.
Below is a step-by-step guide to help you submit your superbill and understand the process.
Step 1: Receive Your Superbill
You will receive a monthly superbill by email. This document includes:
Provider name and credentials
Practice information and tax ID
Dates of service
CPT/diagnosis codes
Amount paid
Client information
If you ever misplace your superbill, just reach out and we’re happy to resend it.
Step 2: Contact Your Insurance Provider
We recommend calling the number on the back of your insurance card to ask about your out-of-network mental health benefits. Helpful questions to ask include:
Do I have out-of-network mental health coverage?
What percentage do you reimburse?
Do I need to meet a deductible first?
Is pre-authorization required?
How do I submit a superbill?
How long does reimbursement usually take?
You may also be able to find instructions inside your insurance portal under “Claims” or “Out-of-Network Services.”
Step 3: Submit Your Superbill
Most insurance companies allow superbills to be submitted in one of three ways:
Online Portal: Log in to your insurance portal and upload the superbill under claims or reimbursement.
Mobile App: Some insurance companies allow you to upload paperwork directly through their app.
Mail or Fax: If required, you can mail or fax your superbill using the claims address provided by your insurance company.
Step 4: Track Your Claim
After submitting, you can:
Check your claim status online
Call member services for updates
Watch for reimbursement by check or direct deposit
Processing times vary by provider but typically take 2–6 weeks.
FAQs
What is a superbill?
A superbill is a detailed receipt used for insurance reimbursement. It includes necessary clinical and billing information such as dates of service, diagnosis codes, CPT codes, provider credentials, and fees paid. Insurance companies use this information to determine eligibility for out-of-network reimbursement.
Will my insurance reimburse me if I submit a superbill?
Possibly. Reimbursement depends on your individual plan and your out-of-network benefits. Some plans reimburse a percentage of the session fee after your deductible is met, while others may not offer any out-of-network coverage.
How much will I be reimbursed?
That depends on your insurance policy. Some plans reimburse 50–80% of the allowed amount, while others reimburse a fixed rate or nothing at all. You’ll need to contact your insurance provider directly for exact details.
How long does reimbursement usually take?
Most claims are processed within 2–6 weeks, but timelines vary by insurance company. You can track your claim through your insurance portal or by calling member services.
Does submitting a superbill guarantee reimbursement?
No. Submitting a superbill does not guarantee reimbursement. Payment decisions are made solely by your insurance provider based on your specific benefits and coverage.